It’s been said leaders should “be a voice, not an echo.”
Well, ClaimLinx has found its voice and is broadcasting it on Blog Talk Radio.
ClaimLinx now records a biweekly podcast, Cutting-Edge Benefits, which puts traditional health insurance buying on the chopping block. During each show, Tom Quigley, National Business Consultant, covers important topics business owners need to know so they can make informed health care decisions.
The next episode of Cutting Edge Benefits will be recorded today at 4 p.m. Listen live or call in with questions as Tom takes a look back at the past five years with the Affordable Care Act.
Previous episodes have covered topics such as deciphering the difference between benefits and insurance. Listen to the entire show, during which Tom said:
“Insurance should take away catastrophic risks that owners don’t want to take on. And also, with the new Affordable Care, preventative risks and all the benefits within the health insurance plan must cover the ten essential benefits with no limits.”
“Why are you offering benefits? And if the answer is to provide better benefits than the competition and take care of your employees, why would, every year when the broker comes out, would you go from paying $10,000 a month to $11,000 a month? And it would have been $13,000 a month but you decided to raise the deductible from $1,000 to $2,000 and your copays go from $25 to $35. Why do you keep doing the same thing over and over again? Owners, you have to step up to the plate, get involved. This is an owners’ decision, with a CFO, CPA or tax attorney who understands the new Affordable Care Act. It is a huge opportunity for business owners to provide better benefits at a fraction of the cost.”
In the next episode, he went on to discuss who exactly should be in the room making these decisions. You can still listen to the full episode, when Tom said:
“Health insurance wasn’t a top ten expense 20 years ago. It has become, in some cases, a top three expense for companies. The problem is the owners need to be involved in every aspect of their business, when it comes to their balance sheet and the top three expenses. What they’ve done is they’ve allowed people within their company to make the decision and it’s becoming a major, major headache not only for the owner, but also for the employees. The decisions made with the new tax law called the Affordable Care Act are some of the worst decisions I’ve seen in the last twenty years in this business.”
“There’s a problem in this country starting in Jr. High. They should be teaching these kids about finance and insurance and things that they need to know. Because you have people running around this country who don’t understand that buying a $20 copay from an insurance carrier makes absolutely no sense. It would be like buying oil change insurance for your car or plumber’s insurance for your home … and it boils down to education.”
Follow Cutting-Edge Benefits by ClaimLinx on Blog Talk Radio or Twitter for updates on new episodes. Look for #CLVoice for more information.