As 2026 approaches fast, Tom Quigley lays it out plainly: traditional employer health plans are officially broken — and pretending otherwise is no longer an option. In this episode, Tom explains why 2026 has become the breaking point for employers, what finally snapped inside the legacy health insurance model, and why the smartest companies are resetting their entire benefits strategy before renewal instead of waiting to be ambushed by 30–40% increases. This conversation is about logic over fear, math over emotion, and why employers who don’t change now are guaranteed to lose.
Watch This Weeks Episodes Below
The 2026 Employer Health Plan Reset: What Smart Companies Are Changing Now
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This is the episode title that makes employers uncomfortable — and for good reason. In this candid, forward-looking conversation, Tom Quigley explains why 2026 is the year many employers stop asking “how do we renew?” and start asking “why are we doing this at all?” Traditional health insurance has reached a financial breaking point, and companies are being forced to choose between paying carriers or paying employees. This episode is not about ditching responsibility — it’s about rebuilding healthcare around logic, math, and control, using tools like Direct Primary Care, catastrophic-only coverage, and Medical Expense Reimbursement Plans to regain sustainability. Tom lays out exactly who this approach is for, who it is NOT for, and why fear-based messaging from commission-driven agents is keeping businesses stuck.
Healthcare Without Insurance? Why 2026 Is the Year Employers Finally Say “Enough”
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Visit ClaimLinx.com Schedule a free consultation with Tom, or a member of the ClaimLinx team. Discover how to reduce your premiums, improve your benefits, and finally take control Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more no-nonsense conversations on how to fix your health benefits and save your company money—fast.
If you’re a business owner, HR leader, or employee frustrated with rising premiums and watered-down coverage, this conversation will completely change how you look at group health insurance.
