This episode zooms in on what many employers are discovering the hard way in early 2026: the end of enhanced ACA subsidies didn’t just hit individuals—it detonated group health plans too. Tom Quigley sits down with ClaimLinx consultant Anthony McMahon to break down what they’re seeing across the country: 15–20% average group renewals, 40–60% increases becoming common, and extreme cases hitting 100%+. The fallout is immediate—shrinking margins for employers, higher payroll deductions for employees, and benefits that cost more while covering less. The good news? Anthony explains how ClaimLinx is stepping in after these increases land and bringing costs down 30–40% from the new, inflated baseline—while improving benefits and morale.
Anthony McMahon breaks down the exact step-by-step process ClaimLinx uses to reduce healthcare costs 30–50%, while improving benefits and employee understanding. The contrast is stark: analysis and incentives vs. guesswork and commissions. This episode is a practical walkthrough of what actually happens when a business owner contacts ClaimLinx—and how that process is fundamentally different from the traditional “broker renewal roulette.” If you’ve ever wondered what you’re really paying for when your broker sends you a renewal with a 20% increase and says “this is the best we could do,” this episode answers that question.
Visit ClaimLinx.com Schedule a free consultation with Tom, or a member of the ClaimLinx team. Discover how to reduce your premiums, improve your benefits, and finally take control Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more no-nonsense conversations on how to fix your health benefits and save your company money—fast.
If you’re a business owner, HR leader, or employee frustrated with rising premiums and watered-down coverage, this conversation will completely change how you look at group health insurance.
