When it comes to serious health conditions, extensive medical procedures, or long-term care, sometimes even a health insurance plan isn’t enough. That’s where supplemental coverage (sometimes called secondary coverage) comes into play. It’s additional assurance you will be able to afford the care you need, and ClaimLinx can tailor supplemental insurance to your workers’ needs.
Supplemental insurance is not designed to provide primary care but it can be a safeguard for coverage gaps on a standard health insurance plan. Secondary coverage can be purchased by an individual or as a company for additional tax benefits. Examples of some recommended supplemental health insurance plans are:
- Accident Insurance
- Cancer Insurance
- Critical Illness Insurance
- Short-Term Disability Insurance
- Life Insurance
For many businesses, providing supplemental coverage as part of employer-paid benefits can seem like a luxury that is just out of reach. But that’s one of the best parts about the ClaimLinx Simple Option Solution. ClaimLinx creates savings and a unique opening in a company’s health insurance plan and budget to reinvest in employees and purchase supplemental coverage.
That means by making a change to your secondary coverage with ClaimLinx, your business could not only pay less for your health insurance plan but actually improve employer-paid benefits you offer to workers. In a growing, competitive job market, providing the best benefits to employees at an affordable cost can be an invaluable tool for recruiting and retention. Only the ClaimLinx Solution has the ability to provide this opportunity through cost savings.