Cutting Edge Benefits Podcast-Week of 03/13/2026

Tom explains why Medical Expense Reimbursement Plans (MERPs) and Health Reimbursement Arrangements (HRAs) can provide a smarter alternative—allowing employers to maintain strong coverage for employees while dramatically reducing unnecessary insurance premiums. 

In this episode of the Cutting Edge Benefits Podcast, Tom Quigley of ClaimLinx breaks down the Gap Plan Strategy and the six critical discovery questions that employers should ask before renewing their healthcare plans.

Many companies rely on traditional insurance structures that leave significant financial gaps between deductibles and coverage, often filling those gaps with additional insurance policies that create even more premiums.

Watch This Weeks Episodes Below

The Gap Plan Strategy: 6 Discovery Questions Every Employer Should Ask

Also this week:

In this episode of the Cutting Edge Benefits Podcast, Tom Quigley of ClaimLinx breaks down the shocking reality behind hospital pricing and why employers, employees, and patients are often paying dramatically inflated healthcare costs. Tom shares real-world examples—including his own hospital experience—to illustrate how hospital billing, insurance negotiations, and opaque pricing systems combine to create one of the most confusing and expensive industries in America.

The $100 Aspirin Problem: Why Hospital Pricing Makes No Sense

Stay in the Know

Visit ClaimLinx.com  Schedule a free consultation with Tom, or a member of the ClaimLinx team. Discover how to reduce your premiums, improve your benefits, and finally take control Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more no-nonsense conversations on how to fix your health benefits and save your company money—fast.

If you’re a business owner, HR leader, or employee frustrated with rising premiums and watered-down coverage, this conversation will completely change how you look at group health insurance.



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