In this powerful episode, Tom Quigley breaks down the real role of a benefits consultant—and why small businesses can’t afford to rely on traditional health insurance brokers anymore. Tom outlines how most brokers are incentivized by insurance carriers, not employers, and how this creates a massive blind spot for business owners trying to contain healthcare costs. He explains the difference between selling a product and building a cost-saving strategy. If your premiums keep rising and your employees keep getting hit with higher deductibles and less coverage, it’s time to rethink who’s advising you.
Watch This Weeks Episodes Below
Why Every Small Business Needs a Benefits Consultant
Also this week:
Health insurance costs are rising fast—and small businesses are feeling the heat. In this episode, Tom Quigley explains how smarter plan design can slash health insurance costs by 30–60% while improving employee benefits. Tom outlines why traditional insurance plans are loaded with unnecessary costs, how pharmaceutical rebates are being hidden, and why most employers are unknowingly overpaying by tens of thousands each year. The truth? You’re paying for features your employees barely use—and getting crushed by deductibles and rate hikes in return.
How to Save 30–60% on Health Insurance with Smarter Plan Design
Stay in the Know
Visit ClaimLinx.com Schedule a free consultation with Tom, or a member of the ClaimLinx team. Discover how to reduce your premiums, improve your benefits, and finally take control Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more no-nonsense conversations on how to fix your health benefits and save your company money—fast.
If you’re a business owner, HR leader, or employee frustrated with rising premiums and watered-down coverage, this conversation will completely change how you look at group health insurance.
