In this urgent episode, Tom Quigley of ClaimLinx breaks down the confusion and panic surrounding the sunsetting of enhanced ACA subsidies at the end of 2025. Many individuals and small business owners are seeing massive spikes in healthcare premiums—but much of the fear is based on misinformation. Tom clarifies what’s actually happening, who’s impacted, and why the enhanced subsidies were so critical for middle and upper-middle-class Americans. He also dives into the politics behind the delay in action, and how smarter plan design using Section 105 and Medical Expense Reimbursement Plans (MERPs) can offer financial relief—even if the subsidies expire.
Watch This Weeks Episodes Below
Sunsetting Subsidies: What It Really Means for Healthcare in 2026
Also this week:
In this episode, Tom Quigley of ClaimLinx delivers a wake-up call to employers still buying health insurance with outdated strategies. If your company is stuck in the 1990s mindset—high premiums, minimal customization, and cookie-cutter plans—then you’re bleeding cash. Tom explains how modern 2026 health plan design leverages Section 105 tax law, medical expense reimbursement plans (MERPs), and a fully customized approach to cut costs while improving employee benefits. He breaks down what today’s smartest employers are doing instead—and why relying on commission-based brokers is one of the costliest mistakes businesses continue to make.
Stop Buying Insurance Like It’s 1998: Modernizing Your Health Plan in 2026
Stay in the Know
Visit ClaimLinx.com Schedule a free consultation with Tom, or a member of the ClaimLinx team. Discover how to reduce your premiums, improve your benefits, and finally take control Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more no-nonsense conversations on how to fix your health benefits and save your company money—fast.
If you’re a business owner, HR leader, or employee frustrated with rising premiums and watered-down coverage, this conversation will completely change how you look at group health insurance.
