Do You Need Supplemental Insurance?
If you already pay for health insurance, the last thing on your mind is that you need supplemental health insurance. However, if you dig through what a traditional plan has to offer, you’ll find that there are a lot of exclusions and gaps in plans, which can lead to high liabilities.
Supplemental Coverage = Additional Affordable Assurance
When it comes to serious health conditions, extensive medical procedures, or long-term care, sometimes even a health insurance plan isn’t enough. That’s where supplemental coverage (or sometimes called ancillary benefits) comes into play. It’s additional assurance you will be able to afford the care you need, and ClaimLinx can tailor supplemental insurance options to your workers’ needs.
What is Supplemental Health Insurance?
A Supplemental insurance policy works alongside your traditional policy to offer enhanced coverage options. For example, your normal policy may have very limited, or no, dental coverage offered.
In this case, you can find a supplemental plan to cover these additional costs.
However, these plans can protect against financial burdens that many health insurance plans put on policyholders, including:
- Deductibles for hospital care
- Dental coverage
- Eye coverage
You’ll also find some of these plans are for specific conditions and diseases, such as cancer screenings. There are also options for things, such as pregnancy, so the plan would cover things, such as the birth of the baby and prenatal care.
ClaimLinx Simple Supplemental Solution
For many businesses, providing supplemental coverage as part of employer-paid benefits can seem like a luxury that is just out of reach. But that’s one of the best parts about the ClaimLinx Simple Option Solution. ClaimLinx creates savings and a unique opening in a company’s health insurance plan and budget to reinvest in employees and purchase supplemental coverage.
Offering Affordable Assurance in Uncertainty
Supplemental health insurance plans offer you peace of mind that if you need to go to the hospital or have a critical illness, your medical bills will be covered. If you feel that your regular policy doesn’t provide adequate coverage, consider one of these plans.
Interested In Discussing Your Savings?
Connect with a consultant. Use the calendar links to find a time that works for you or if you would prefer, send them a quick email. We are here for you!
Tina Hatfield
Business Benefits Consultant
Tina loves helping small business owners save thousands on their healthcare benefits! Whether you have 3 employees or 100+, Tina can show you a solution that’ll improve benefits and decrease cost. Let’s schedule a conversation!
Anthony McMahon
Business Benefits Consultant
Anthony has seen small businesses save thousands on their health insurance with the ClaimLinx Solution. He’d like to show you how to do the same. It’s never too late, or too early, to make a change that saves your company thousands.
