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It’s National Psoriasis Awareness Month

by ClaimLinxAugust 27, 2014October 22, 2019Leave a comment

The National Psoriasis Foundation has proclaimed August as Psoriasis Awareness Month, aimed at raising disease awareness, and providing research and care for people with psoriasis. The autoimmune disease affects 7.5 million people in the U.S.

What is Psoriasis?

Psoriasis causes the immune system to send faulty signals that result in painful red, scaly patches on the skin that bleed and itch. Psoriasis varies in severity and is not contagious. The disease can be inherited, but there is no way of predicting or preventing its inheritance.

What is it like living with Psoriasis?

Noelia Ferreyra, 28 had psoriasis since her early teens, and was diagnosed with Psoriatic Arthritis (PsA) at 25.

“When I was diagnosed with psoriasis and it started to spread, it stressed me out that I was going to have to deal with it for the rest of my life,” she said in an Everyday Health article.

The disease has affected Noelia’s life both medically and socially. She now realizes that if people don’t accept her for who she is, they’re not worth her time. Noelia joined an online social network with others suffering from PsA. Through the group, she has learned the importance of being her own advocate.

“If something’s not working for you, you need to speak up,” she said. “Sometimes you have to say no, and it’s okay to say no.”

Read more here: Arthritis in Your Twenties: Noelia’s story.

Keep in mind that ClaimLinx can provide cost-savings prescription drug programs and solutions for people like Noelia with chronic conditions that require ongoing medication. Contact us for more information.

What Is a Co-payment?

by ClaimLinxAugust 20, 2014October 22, 2019Leave a comment

What is a co-payment, and how does it affect my health insurance plan?

A co-payment is a specific charge that your health insurance plan may require that you pay for a specific medical service or supply, also referred to as a “co-pay.” For example, your health insurance plan may require a $15 co-payment for an office visit or brand-name prescription drug, after which the insurance company often pays the remainder of the charges.

ClaimLinx is committed to helping you navigate your way through healthcare reform with tools and information that are ACA compliant.

For more information or questions about your plan, email service@claimlinx.com or call 513.677.6262 or 1-800-858-1772.

July Sales Talk With Tom Quigley

by ClaimLinxAugust 13, 2014October 22, 2019Leave a comment

Tom Quigley, Vice President/National Business Consultant, provides consulting services, and is in charge of recruitment and new business for ClaimLinx.

Today Tom is discussing the tax benefits of the Affordable Care Act. The ACA is essentially a new tax law, and with it comes tax breaks that many are unaware of. Unfortunately, some accountants are not trained in how to take advantage of these new tax laws. For a better understanding of these tax advantages, see our short video with Ed Lyon, Cincinnati Tax Consultant, entitled, “Tax Benefits with the Affordable Care Act”.

ClaimLinx is positioning its clients to move in the right direction. We can structure benefits in your favor to ensure you are in full compliance with the law without cutting benefits or employees. Please contact us at sales@claimlinx.com or(800) 858-1772 X 25 with your questions.

Top 3 Sources of Stress for Employers and Employees

by ClaimLinxAugust 6, 2014October 22, 2019Leave a comment

According to the American Psychological Association, more than 2/3 of Americans say work is a major source of stress in their lives. Both employers and employees need to discover what is triggering this stress and work to find a solution. However, research from Towers Watson reveals that employers and employees have completely different ideas about their top stress triggers.

Here are the top 3:

#1 Employers – Lack of work-life balance.

#1 Employees – Inadequate staffing.

#2 Employers – Inadequate staffing.

#2 Employees – Low pay or low increases in pay.

#3 Employers – Technology that allows them to be accessible during non-working hours.

#3 Employees – Unclear or conflicting job expectations.

For a full report on this topic, please read the article here.

ACA and the Recent Hobby Lobby Ruling

by ClaimLinxJuly 30, 2014October 22, 2019Leave a comment

The Supreme Court ruled in favor of Hobby Lobby’s religious-based opposition to the Affordable Care Act’s requirement that employers must offer contraception insurance coverage to employees. The ruling stated that “closely held” companies can invoke religious objections to avoid covering contraception in workers’ health plans.

David Green, founder and chief executive of Hobby Lobby Stores Inc., said Hobby Lobby lost the religious battle in lower courts previously, so he wasn’t sure what ruling to expect from the Supreme Court. “It wasn’t as though we thought this was a slam dunk by any means,” Green said in a Wall Street Journal article on the decision.

Green received the Supreme Court decision and immediately thanked his family and supporters for remaining strong. The decision will not immediately change anything for the 30,000 Hobby Lobby employees since the company already had an injunction to the requirement.

“There is a joy of being delivered from something we really think should not have been for us,” Green said.

The court offered a potential compromise arrangement to Hobby Lobby, that the Obama administration would offer all for-profit companies the same accommodation it had offered to religiously affiliated not-for-profits that object to providing contraception.

The law would still require insurers provide contraceptives, but would not charge premiums to employers or co-payments to individuals. Hobby Lobby’s attorney appeared skeptical of the opt-out.

ClaimLinx is proactively ready for the many changes of Health Care Reform and strives to keep you informed. For more information please visit the Health Care Reform section on our website. For a free brochure, please email service@claimlinx.com.

If you have additional questions, please feel free to contact us at 513-677-6262; (800) 858-1772 or service@claimlinx.com – we would be happy to help.