ClaimLinx office closed on Independence Day

The ClaimLinx office will be closed on Wednesday, July 4 to celebrate Independence Day with friends and family. All inquiries will be returned as soon as possible upon our return.

We hope all our clients and members are able to enjoy the holiday safely with loved ones. Our staff will be attending cookouts, watching fireworks and trying to stay cool in the Summer heat. How will you be spending your Fourth of July? Let us know on Facebook, Twitter or Instagram by tagging @ClaimLinx.

To kick off the celebration, read some interesting facts about the American Independence Day.

  • July 2 may actually be a better date to celebrate. That is when Congress in 1776 ruled in favor of independence from Great Britain.
  • We celebrate on July 4 because that is the date Congress approved the final draft of the Declaration of Independence, written by Thomas Jefferson.
  • The Fourth of July is the biggest hot dog holiday of the year, when Americans consume more than 155 million tasty dogs.
  • People often celebrate with an ice cold beer, but if you want to enjoy the libation-of-choice of the Founding Fathers you should pour a strong rum cocktail.
  • When it was founded, the United States was just a small country of 13 colonies and about 2.5 million people. Now about 326 million people call the U.S. home.
  • Exactly 50 years after finishing the Declaration of Independence on July 4, 1826 both Thomas Jefferson and John Adams passed away within hours of each other.
  • The first Independence Day celebration was held on July 8, 1776 in Philadelphia, where the Declaration of Independence was read aloud after calling people to town by ringing the Liberty Bell.
  • Every Fourth of July the Liberty Bell in Philadelphia is tapped 13 times in honor of the 13 original colonies.
  • Only two people signed the Declaration of Independence on July 4 — John Hancock and Charles Thomson. Most other people signed on August 2.

We encourage all of our members and clients to stay safe while celebrating the holiday and we look forward to working with you again when our office is open.

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Explore dental coverage for oral health month

When it comes to dental hygiene and overall oral health, there is nothing more important than regular checkups with a dentist, but without dental coverage affording consistent preventative visits can be a struggle.

June is oral health month, the perfect time for business owners to look at their dental coverage and evaluate if they are offering employees all the benefits they need to remain healthy.

Employers can add dental coverage to their plan at any time during the year; they do not need to wait for their health plan renewal. ClaimLinx will consult with any client on the best option to fit a company’s needs and budget.

One option is to set up a traditional supplemental insurance policy for dental coverage through a major carrier, such as Guardian, Aflac, National General, Delta Dental and more. Another is to use ClaimLinx’s third party administrator services to set up a self-funded dental plan in which employees are reimbursed for qualifying expenses.

The American Dental Association recommends people brush their teeth at least twice per day, floss at least once per day and visit the dentist twice per year for a cleaning and checkup.

Twice annual visits are especially important, because they keep oral health costs low by treating an issue before it escalates. It is estimated that for every dollar spent on preventative care, a person can save between $8-$50 in restorative and emergency treatments, according to a study at the University of Illinois.

But many Americans are forced to put off these visits or early treatment because of out-of-pocket costs or because they do not have dental coverage at all. The same study estimates 1 in 4 American adults have untreated tooth decay.

Offering dental benefits can often be a simple and relatively inexpensive way to improve overall health coverage, which gives employees the peace of mind and fiscal confidence to continue consistent checkups. It is the best way to ensure one of your employees does not become one of the 36% of American adults that has gone more than one year without a dental checkup, according to the Center for Disease Control.

Contact sales@claimlinx.com if you would like to start a conversation about your company’s dental coverage.

 

Employer portal aids human resources administration

The ClaimLinx employer portal is a resource available to all clients with an SOS Solution plan. It is a key part of administering the plan, as it includes important forms and resources.

Maintaining and administering a health insurance plan can be a challenge at small businesses that do not have the staff resources or need for a dedicated person to the benefit plan. That is why we try to make it as easy as possible to work with ClaimLinx by providing all necessary documents on the private employer portal.

Owners and administrators can login to the portal at any time where they will find:

  • Plan enrollment forms
  • Administrator manual
  • Company schedule of benefits
  • Termination form
  • Member packets

Once logged into the portal, administrators will find recently updated forms under the “Other Documents” section. If you have never logged into the employer portal or need assistance logging in, contact the service team at service@claimlinx.com.

We encourage administrators to use this portal as a way to ensure they are always using the most up-to-date forms for new employee enrollment, as using out of date forms can slow the enrollment process.

Please be advised this is a service provided only to clients with a ClaimLinx SOS Solution Plan. If ClaimLinx is your insurance agent only, you do not have access to or need for these additional documents and resources.

We are constantly looking for more ways to improve our services for administrators, so if there is a document or resource you would like to see added to the employer portal please let us know.

 

We are the full service insurance benefit solution

When it comes to a true health benefit solution, the work doesn’t stop with simply changing insurance carriers or establishing a new plan. Employees understanding how to use the plan and employers seeing the differences in coverage and cost are just as vital throughout the year as they are on day one.

That’s why it’s a priority for our team to provide the following elite services for all of our clients:

  • In-person or online education meetings
  • Claims reporting and analysis
  • Consulting for prescription drug use
  • Medical claim negotiation
  • Prescription drug rebate checks
  • Online enrollment for easy renewal
  • Adjustments to the schedule of benefits

Education is one of the highest priorities at ClaimLinx. We believe employees who are more informed about insurance become better health care consumers overall. That means they are better able to use the health plan and are getting more out of it. So we offer to all of our clients for a service team member to come to the company for an education meeting at any time.

We find education meetings to be the best way for employees to hear how their new plan works and what changes they can expect. Meetings can be done on location or online as a webinar.

Throughout the year we also focus on finding more ways to save money on the health plan. Cutting initial premium costs can often be just the beginning. We take a look at the company’s actual claims data to see where adjustments can be made to improve savings. Sometimes this means making an adjustment to the schedule of benefits, moving an employee to a better plan, applying for a prescription drug discount card, or other savings strategies.

But it doesn’t stop there. To help maintain costs on claims, we partner with a medical bill negotiator to ensure all high dollar claims are being charged correctly and employers are paying the lowest cost possible. This is an included service with ClaimLinx as the third party administrator for the plan.

These continuous consulting and additional plan services that contribute to savings are only offered at ClaimLinx. Our experts are focused on constantly improving the plan for employees while ensuring the costs remain low.

 

ClaimLinx office closed for Memorial Day

The ClaimLinx office will be closed on Monday, May 28 to spend the Memorial Day holiday with friends and family. All inquires will be returned as soon as possible upon our return.

We’re hoping all of our clients and members are able to enjoy the day with loved ones. We also want to wish a special thanks to any one who has served in the military; we will all be thinking of you on Monday.

Here are some of the activities our staff will be doing with the day. How will you be spending your Memorial Day? Let us know on Facebook, Twitter or Instagram by tagging @ClaimLinx.

Diamond Lamb, Claims Research Specialist — She will be having a traditional cookout with family, with her dad at the helm of the grill.

Cheryl Fannin, Business Developer — She is continuing planning her daughter’s wedding this year and spending the rest of the time playing with her two grandsons.

Christy and Tom Quigley, President/Owner and National Business Consultant — They will be traveling from the Cincinnati office to the new, additional ClaimLinx location in North Conway, New Hampshire.

Christina Vogelsang, Service Coordinator — She will be going to the Hocking Hills State Park with her daughter to hike the trails and relax in nature.

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