If I have regular health coverage do I need any other insurance?

Having regular health insurance coverage is a good start. But when examining your overall personal profile, it is best to cover all the bases. ClaimLinx partners with consultants and brokers in the area who also offer products designed to enhance your existing health insurance coverage. Such products include supplemental insurance coverage, long-term care insurance, life insurance, tax consulting, and financial planning.

Related Post: ClaimLinx Glossary: Secondary Coverage

Contact the ClaimLinx sales team today to learn more:

What is a Section 105 Plan?

Section 105 is a part of the U.S. tax code that allows employers to reimburse premiums and/or any health insurance costs tax-free to the employees. This part of the tax code has been around for more than 50 years. Many large companies have implemented a Section 105 plan, but this cost-savings measure is also available to smaller employers. For more information, contact the Internal Revenue Service (IRS) directly or consult your tax attorney. The ClaimLinx Simple Option Solution can show you how to take advantage of tax-free disbursements to your employees to lower your costs.

Related Post: Section 105 Plans After Obamacare

Is ClaimLinx an insurance company?

No. ClaimLinx is much more. We’re a health insurance consultant, agency, and third-party administrator for employer-sponsored health insurance plans. ClaimLinx services “you,” the client, not the insurance company. Part of our expertise is in making sure each individual claim has been reviewed for the maximum pay-out allowed. In addition, ClaimLinx acts as an educational resource for employees and their families in order to better educate themselves on the healthcare system.

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How does ClaimLinx save businesses money on health insurance?

ClaimLinx is a full-service employer benefits consultant, health insurance agency, and third-party administrator. We help clients shop for a high-deductible health insurance plan through a major carrier and then combine this with a customized medical expense reimbursement plan (MERP) to add back the benefits. The ClaimLinx Simple Option Solution offers an effective way of cutting costs without increasing deductibles or copays for employees.

Related Post: How Coordination of Benefits Saves Money for Your Employees

Why do I need health insurance?

Without health insurance, you and your family’s financial stability could be literally wiped out by just one trip to the emergency room or one surgical procedure. In 2015 alone, national health care spending grew 5.8 percent to $3.2 trillion, or $9,990 per person, and accounted for 17.8 percent of the Gross Domestic Product (GDP). This is among the highest of all industrialized countries. (source: Centers for Medicare and Medicaid Services)

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