HumanaHumana Health Insurance is one of the most popular options for businesses that offer health insurance options to their employers. Group and small business insurance options are available, with unique offers that are personalized to meet the needs of employers.
Traditional group plans include the following:
Medical Plans
Humana’s medical plans offer options built to meet the needs of employees and business owners. All plans come with:
• Go365 wellness
• Doctor on demand
• Preventative care
• Full-service, mail-delivery pharmacy
Employers can choose between multiple plans: Canopy, Simplicity, HDHP, Efficiency and more. Plans have a wide range of options, which include varying deductible ranges, health savings accounts, spending account options and copayments.
There are plans to match the health and age of your workforce, too.
If your workforce is younger and healthier, their plan will look significantly different than a plan for older workers who may have greater healthcare needs. Affordable self-funding options are also available.
Plans are available for businesses with fewer than or more than 100 employees.
Level-funded premiums offer affordable solutions to small businesses that have to overcome the challenge of healthcare costs.
Dental Plans
Much like the medical plans offered by Humana, there are dental plans that allow employees to visit any dentist, have dental work performed and fit into the budget of employers. Prepaid dental health maintenance options are also available in select states.
Vision Plans
Vision plans are available, with a nationwide set of practitioners ready to assist. Plans offer great options of $0 to $10 for preventative eye exams, free diabetic eye exams and many options for low-cost frames, too.
Material-only plans are available that pay for contacts and glasses but do not offer eye exam benefits.
Personalize and Enhance Plans
Employers can also choose to enhance the plans and options available to their workers. A few of the additions that can be added include:
• Group life insurance. Life insurance policies can be added to health insurance options that allow employers to provide these benefits to their employees in the event of their death.
• Group Medicare. Add Medicare Part A, B or D to a plan to improve the health of retirees, too.
• Go365. Offer rewards to employees that work hard to stay healthy. For example, verified workouts or getting the flu shot are healthy options that offer rewards to employees.
• Employee assistance programs. The EAP program offers support and guidance on any core issues that can take up the time and attention of your employees.
Humana Health Insurance has multiple affordable opportunities for employers to begin offering group plans that meet the needs of their workforce. Group plans take a whole-person approach to health, including eye and dental care as well as wellness incentives.
In today’s competitive workforce, offering the best in personalization can keep employees happy and healthy while attracting top-tier talent. Additionally, personalizing Humana Health Insurance to meet employee health and wellness needs is crucial when trying to retain staff.
Contact us today to learn how we can help you find the best health insurance options.