Introducing new coverage for 1099 and contract employees

The health insurance industry doesn’t have a lot of solutions for 1099 and contract employees. So when answering the question “Are you covered?,” too often the answer is a resounding, “NO.”

We understand. For a lot of businesses with contract or 1099 employees, there just aren’t the financial or administrative resources available for a traditional group insurance plan. These plans require time and an employer contribution that businesses just don’t have.

But what that means is that employees are left to purchase plans either on the federal and state exchanges or through the private marketplace. The former often having limited plan options with even more limited networks and the latter being increasingly more expensive.

Businesses with contract and 1099 employees need a product customized to fit them — one that can be provided at no cost to the company.

Try a quote for a new type of plan with ClaimLinx. Our agents take care of the application process, plan setup and the administration of the policy for employees. It’s no hassle for the business and requires no employer premium contribution.

This product is set up just like a traditional group plan, but without the financial burdens for the company. The employees cover 100% of their own premiums, but because the plan is being purchased as a group they will receive lower rates than they will find on the private individual marketplace.

With a group plan, employees will also enjoy a much larger physicians network and a more comprehensive benefit plan, including better coverage and pharmacy benefits.

The best part is once the plan is set up, there is no additional administration to worry about for the business. ClaimLinx agents take care of billing employees, paying monthly premiums, enrolling dependents and terminating any policies. All of this is included for a small fee employees pay monthly along with their premiums.

This is the perfect product for any small business with contract and 1099 employees that doesn’t currently offer a benefit plan. ClaimLinx agents are ready to start the application process and send a quote to you.

GET A QUOTE TODAY

ClaimLinx office closed on March 30

The ClaimLinx office is closed on Friday, March 30 to celebrate the holiday with family and friends. We appreciate our clients and partners’ understanding of this time for rest and relaxation for our team.

Please plan any inquiries or need for assistance accordingly. All phone calls and emails will be returned upon our return on Monday, April 2. If you have any issues or questions, please feel free to contact us and a team member will get back as soon as possible.

We’re wishing all of our clients a very happy and rejuvenating weekend!

ClaimLinx Changes Claims Negotiator

A vital part of ClaimLinx’s claims processing services is that all high dollar claims are sent for review and/or negotiation through a third party.

This is a seamless process we provide for all our clients to make sure all claims are filed correctly and that our clients are receiving the maximum savings possible.

Related Post: We are the full-service insurance benefit solution

ClaimLinx recently transitioned this task from Copatient to our new partner, Medical Cost Advocate (MCA). This change has already become effective, with no interruption or change to clients’ claims processing. Please see how a claim is processed for how MCA is involved in the claims process.

We are very happy to be working with MCA. They have more than 10 years of experience in negotiating medical expenses and we are excited to share those savings with you.

ClaimLinx Launches Podcast Digging Into Traditional Health Insurance

It’s been said leaders should “be a voice, not an echo.”

Well, ClaimLinx has found its voice and is broadcasting it on Blog Talk Radio.

Related Post: Podcast Covers King v. Burwell Decision and Fallout

Starting March 19, ClaimLinx’s new podcast, Cutting Edge Benefits, will be putting traditional group health insurance on the chopping block. During the show, Tom Quigley, National Business Consultant at ClaimLinx, will be covering everything business owners should know when purchasing health insurance.

Whether informing listeners the true reason insurance agents aren’t concerned when rates go up or breaking down the Affordable Care Act’s actual requirements, ClaimLinx has real, honest answers on what is going on in the health care industry.

This week’s episode will be focused on breaking down the difference between insurance and benefits, an important foundational concept for the ClaimLinx solution. For most business owners when buying health insurance, they receive a group plan and quote without knowing a lot about what it truly includes.

Related Post: Listen To Tom Quigley Talk About Obamacare On ClaimLinx Podcast

Tom will be explaining all of the hidden costs within that plan quote so you understand what you’re really paying for. It’s a first step in knowing why the ClaimLinx solution offers a smart, cost-effective way to provide benefits.

Follow the ClaimLinx podcast for future episode update or sign up to listen live to “Benefits vs. Insurance: Deciphering the Distinct Difference” on March 19 at 2 p.m.