Cincinnati, Ohio — ClaimLinx has been recognized by the Health Insurance Marketplace® as a member of the 2023 Marketplace Circle of Champions for helping consumers gain qualified health coverage.
This Centers for Medicare & Medicaid Services (CMS) award highlights ClaimLinx success in actively enrolling 20 or more consumers during this Open Enrollment Period and demonstrates its expertise and experience in helping consumers find health coverage.
“Agents and brokers are key partners to CMS in our shared goals of helping expand access to coverage for Americans,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank ClaimLinx for its dedication to providing exceptional service and helping access coverage.”
This year’s Open Enrollment Period for applying for Marketplace coverage runs from Nov. 1, 2022, to Jan. 15, 2023. Consumers with questions about their coverage or who would like help enrolling can contact ClaimLinx at 800.858.1772.
What is the Marketplace Circle of Champions?
CMS created the Marketplace Circle of Champions program to commemorate the hard work and commitment of Marketplace-registered agents and brokers throughout America. This award recognizes agents and brokers who have actively enrolled 20 or more consumers. Each year, thousands of agents and brokers reach the Marketplace Circle of Champions, highlighting their hard work, expertise, and service.
ClaimLinx Insurance Agency
As a full-service health insurance consultant, we are happy to receive this honor again. Our agency team members take pride in providing seamless service to our clients. When a company becomes a client, our agents take care of finding the right plans for your employees. They research networks, quote pricing and ultimately find the best option for the company and the member. If you would like to know more about the ClaimLinx Solution, contact our qualified Sales Team today.
The ClaimLinx office will be closed at 12 p.m. on Wednesday, November 23 through Friday, November 25 to celebrate the Thanksgiving holiday with friends and family. All inquiries will be returned as soon as possible upon our return.
We hope all our clients and members are able to enjoy the holiday with loved ones. Our staff will be prepping and cooking turkeys, chowing down on mashed potatoes, gravy, cranberries, stuffing, macaroni and cheese, and so much more.
From all of our staff, we hope you have a fun and fulfilling Thanksgiving holiday. Our team will be ready to get back to helping clients and members through Open Enrollment after this time spent with friends and family.
We are looking for testimonials from our clients. If you have had a positive experience with ClaimLinx, a member of its staff, or its health insurance consulting services, please fill out the below form.
We appreciate your feedback so we can share some of the great experiences our clients have had with others.
Once you fill out the form, you will be automatically entered to win a $100 American Express gift card.
Managing a successful business, whether you’re a one-person company, or you run a large enterprise, can be complicated on a number of levels. It can be easy to focus too much in your day-to-day business, rather than strategically on your business. This risk is even bigger when you’re juggling the day-to-day needs of the company, as well as those of your staff. In this article, we’ll talk about some of the retirement savings tools at your disposal, and how they can fit into your business. If you are a one-person company, there are excellent options. If you’re designing a benefits program to help attract and retain talented staff, there are also excellent choices for you.
Saving for retirement is a challenge across all ages and income levels. Finding the right balance between our current needs and our future needs can be difficult. Surveys indicate that Americans as a group are well behind their retirement savings targets. While everyone’s retirement dreams are different, here are some savings goals to consider.
Choosing the right retirement plan for you and your company can go a long way toward helping you and your staff reach your retirement savings goals. Different plan types will allow different options for investments, contributions, and tax advantages. The tables below provide summary-level information about different types of retirement plans. This can be used in concert with a discussion with a financial advisor to help determine the best fit for you, your company, and your needs.
Solo business owners have several choices of plans with a wide variety of potential benefits. The table below summarizes the key features. Note that all dollar limits are as of 2022. Features and rules are summarized and may not provide all details.
If you’re making decisions for an organization with employees, there are added complexities to the choice of retirement plans. You’re now balancing what’s best for recruiting and retention of staff, staff needs, and what’s best for the owner(s) of the business. Key features of common organization-focused retirement plan choices are below. Note that all dollar limits are as of 2022. Features and rules are summarized and may not provide all details.
Safe Harbor (from 401(k) Employer Contributions section above) – the rules of 401(k) plans are set by the IRS and Department of Labor to ensure that they do not disproportionately benefit owners and Highly-Compensated Employees (HCEs, defined as earning $130,000/year or more). As such, owners and HCEs may be limited in how much they can defer annually. The formula used to calculate these testing limits is beyond the scope of this article. To avoid limitation on owner and HCE compensation, employers can make a Safe Harbor Match or a Safe Harbor Non-Elective Contribution. If they do so, owners and HCEs may defer to the annual limit without regard to testing.
In addition to the above, there are also tax credits available for organizations that start 401(k) plans during 2022. The amount of credit available depends on the size and type of plan, but ranges from $500-$5,500.
As with many financial decisions, conversations with your financial advisor will help you narrow down options to the one that is appropriate for you and/or your organization. While the details can seem overwhelming in the beginning, a good team of financial professionals can simplify the process, and let you focus on running your business.
This material is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
Registered Principal and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. General Agent of The Guardian Life Insurance Company of America ® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Retirement & Wealth Planning is not an affiliate or subsidiary of PAS or Guardian. Not practicing JD for Guardian or its subsidiaries or affiliates. CA Insurance License Number 0E84981. 2022-144071 Exp 9/24.
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