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Getting the employer-paid benefits you want is important.

But for most employers making decisions about their health plan, it all comes down to one thing — the numbers.

Related Post: How does ClaimLinx save businesses money on health insurance?

And that can be a challenge today, with health insurance premiums continuing to rise. Many companies are being forced to strip health plan benefits or raise employee contribution levels.

That’s where ClaimLinx comes in.

With our strategy for buying health insurance, you no longer have to choose between offering low copays and deductibles and keeping premium costs within your budget.

You can do both.

On average our customers save 20% on their health insurance costs within the first year. That’s without changing the company’s current deductible or other benefits, but simply making a change in how they are purchased.

The key to our trailblazing ClaimLinx Simple Option Solution is centered on making sure businesses are only paying for the benefits their employees are actually using. That’s where so much of the additional cost for a traditional health insurance plan with a major carrier comes in. They’re charging you for services they assume you will use. Services the average employee just doesn’t need.

With ClaimLinx you still purchase a plan with a major carrier but make it a high deductible plan, without all those benefits overcharged through the insurance company. Then we add a self-funded Medical Expense Reimbursement Plan (MERP) with all the benefits you’re used to, including lower deductibles and copays.

Related Post: How Coordination of Benefits Saves Money for Your Employees

Your employees won’t see a change in how much they pay when visiting a physician or facility, but your company will save monthly on premiums and overall health insurance costs.

So if you’re going to make a decision based on numbers, make sure they’re the right ones. ClaimLinx has a solution designed for you.

SET UP A CONSULTATION TODAY

Change

Everywhere we look now, the business world is changing. New technologies, innovations, different customers, expectations. It’s all constantly evolving.

So ask yourself this question: If markets are evolving, why isn’t your health insurance plan?

Most companies still purchase their health insurance plans the same way they did 10-20 years ago. They go to an insurance agent and choose a traditional group health insurance plan through a major carrier.

Related Post: ClaimLinx Offers More Than Just Employer Benefits Consulting

But what if we told you there is another way?

That instead, you could have a real solution for your company’s health insurance. One that consistently balances employee needs with your budget, rather than the other way around.

What this requires is a new way of thinking about purchasing benefits. We call it the ClaimLinx Simple Option Solution, a plan that combines a high-deductible health insurance plan from a major carrier with a self-funded Medical Expense Reimbursement Plan (MERP).  The trick is to take the best of both types of insurance.

From the high-deductible plan with a carrier, you receive:

  • Wide physicians and facility network
  • Discounts on office visits and procedures
  • Stop loss in case an employee has high medical costs

From the Medical Expense Reimbursement Plan receive: 

  • Customized copays and deductible
  • Real data on employee usage
  • Tax benefits of self-funding your medical plan

Related Post: ClaimLinx Glossary: Medical Expense Reimbursement Plan (MERP)

Purchasing health insurance this way means you’re able to cut costs because you’re no longer prepaying the insurance company for services employees don’t need or use. It’s a way of redistributing the funds for your plan so you can get the most out of it.

Not only that, but also the ClaimLinx Simple Option Solution offers an opportunity to take the savings and reinvest it in employees’ benefits or anywhere else in the company.

Stop paying for insurance the same old way and see what a change can do!

SET UP A CONSULTATION TODAY

Donations for Hurricane Harvey Relief

Like the rest of the country, we were astounded last week while watching the amount of destruction and tragedy Hurricane Harvey brought to Texas. There’s no doubt the road to recovery, especially for the city of Houston, will be long and difficult.

Related Post: Client hosts fundraiser to provide access to healthcare services

To do our part, ClaimLinx donated this week to the Hurricane Harvey Relief Fund established by Houston Mayor Sylvester Turner. Our thoughts are with everyone affected by the storm, especially our clients and members in Texas. Any person or company can make a tax-deductible donation to this fund.

Or you can give to one of the charities below. There are so many organizations vital to helping the people in Texas.

Related Post: ClaimLinx Tees Off at Fairways for Airways Event

Our thoughts too are with those making their way to safety as Hurricane Irma approaches.

Use The ClaimLinx Prescription Savings Card

We have seen how much prescriptions costs are rising for all of our members. So we have been sending prescriptions savings cards (see above) to members along with their Explanation of Benefits (EOB).

Related Post: ClaimLinx Prescription Drug Card Services

See the sample of the insert members have been receiving with the ClaimLinx Prescription Savings Card.

Why does this savings card benefit members?

  • Big discounts – The price for 80% of the most used generic drugs is lower with the card than insurance copays of $10 or more.
  • Easy to use – Members just have to give the card to the pharmacist to start receiving discounts.

Related Post: See ClaimLinx’s Complimentary Elite Services for Clients

The exclusive ClaimLinx prescription savings card can be ordered by emailing help@claimlinx.com or by following the instructions on the insert.

New Faces in the Service Department

We at ClaimLinx are happy to announce we have added new faces and positions to our service team to ensure our clients continue to receive smooth benefits administration.

Below are some additional details on our specialized service team. But we would like to remind all out clients to continue to contact enrollments@claimlinx.com with any new hires, terminations or changes and service@claimlinx.com for any problems with your plan.

Related Post: ClaimLinx Has Made Staffing Changes to Better Serve Clients

Doreatha Rutherford – Service Coordinator
She is your first point of contact for help with your plan administration. She assists with daily issues or questions.

Lisa Grubb and Kathy Durnell – Insurance Agents
Both Kathy and Lisa write new insurance policies and resolve any problems with primary insurance.

Tara Brown – Client Services Manager
She has been the services manager for the Midwest region, but is now servicing all ClaimLinx clients. She helps with escalated issues and overall plan design.

Connie Johnson – Data Control Specialist
Connie oversees MERP plan enrollment and changes as well as member enrollments and terminations.

Related Post: May We Introduce … Shira Jackson

Two service team members, Cheryl Fannin and Christopher Roach, also recently transitioned to sales. They still play a vital role at the company, but are no longer working in service.